وظائف مدير الأتمان ببنك مصر

Credit Policy Manager (Risk Sector)

About the job

Job Summary:

Develop, Implement & Maintain Credit Risk Strategies for Small Business and Microfinance.

Responsibilities

• Analyze the new products offerings to identify any underlying credit risk and come up with practical ways to manage the risks
• Design, develop & implement policy changes
• Formulates policies, procedures & manuals
• Initiate, design & develops new technologies and methodologies to improve the lending process efficiency and the quality of finance.
• Develop & Enhance credit scoring models.
• Drives the business towards achieving strategic goals by implementing robust credit risk systems and process
• Improve the management information base to ensure they remain relevant, reflect credit risk appetite and are useful to provide the business with information needed in decision making
• Support digital transformation projects.
• Lead enhancements to the Credit Measurement Framework
• Provide clear and accurate information as requested by auditors, regulators, and other stakeholders
• Work with data to monitor the performance of Small business & Microfinance portfolios

Qualifications

• Min. 8-10 years in Credit
• Excellent knowledge in using data analysis
• High interest in and enthusiastic about economic and financial market trends
• Highly awareness for CBE regulations.
• Strong analytical Thinking and problem-solving skills
• Excellent verbal and written communication skills
• Good interpersonal and social skills
• Details Oriented and analytical skills
• Team player with a strong ability to contribute positively to a team environment.
• Strong understanding of Credit analysis and policies
• Excellent in English (spoking - Writing)
• Highly knowledge related to Digital Transformation.
• Credit Course/ SMEs Certificate is mandatory
• Ability to use SAS (preferable)
• Ability to use Risk Rating Models.